Business model and strategy

Strategic purpose

To be leaders in risk protection and long-term forecasting for the family market and small and medium-sized companies and to be international leaders in commercial risk coverage.

Growth

Definition of the markets the Group is targeting, development of appropriate products and services and establishment of the appropriate distribution channels to reach the customer.

Profitability

Recurring and sustained profitability through technical-actuarial rigour, diversification in investments and processes that allow adjusted cost ratios and a quality service.

Solvency

Prioritize the generation and continuous growth of shareholders' equity in order to finance the Group's expansion, guarantee ample compliance with the commitments undertaken and ensure an adequate return to shareholders.